(FSAVC) An employee's pension scheme which is additional to but independent from his occupational pension.

A term sometimes used in wills which effectively means HM Treasury. In the event of a deceased.

A person specialising in insurance matters and who gives advice on the subject as well as arranging.

(EFP)A transaction in which one party buys the physical commodity and simultaneously sells futures and.

A document confirming that recently-purchased insurance is in force. Used if a claim should be.

A type of commodity-product spread involving the purchase of crude oil futures and the sale of.

A term used when money is borrowed in a foreign.

A type of mortgage where interest repayments to the lender are fixed until maturity or for a.

Insurance which gives protection to a business or homeowner against property loss, damage and injury.

A central clearing house for Britain's charities. Allows supporters to make tax-efficient donations.

A life insurance policy which pays a benefit on the death of the insured but which also provides a.

A mutual fund which invests in bonds which may be government, municipal or.

The beneficiary designated to receive property held in.

A document, relevant to life assurance, personal pension and unit trust products, which is given to.

A system designed to adjust accounting for changes in prices that affect a company's assets. The.

An agency which holds information about the credit reliability of consumers and makes the.

The gap between government spending and revenue and thus the amount that needs to be borrowed. .

(IFP)The UK professional body committed to the development of financial planning. The Institute was set.

(GPP)At its simplest, this is a series of individual personal pension plans, although if an employer.

Purchase of shares without entitlement to current rights issues. This entitlement remains with the.